Which option is the primary purpose of the Notice of Reclamation?

The primary purpose of the Notice of Reclamation is to recover funds after the death of an account holder. This notice is issued when a financial institution seeks to reclaim funds that were incorrectly deposited into the account of a deceased individual. This process ensures that overpayments or funds meant for the deceased do not remain in the account, which could otherwise lead to issues of legality and proper fund distribution according to estate laws.

In the context of reclamations, it is crucial for financial institutions to follow proper procedures to ensure compliance with regulations regarding how funds are managed after an account holder passes away. This helps in maintaining the integrity of the banking system and protects the interests of the deceased's estate and rightful beneficiaries.

While the other choices involve related financial actions, they do not align with the specific purpose of the Notice of Reclamation, which is solely focused on the recovery of funds post-death.